What you want to do when creating an asset protection system is to keep in mind the 5 pillars (avoiding high risk activates, having adequate insurance, compartmentalization, operations, and anonymity,) attack any incentive to sue you, drive away damages, provide an incentive for settling claims fast, and improve your bargaining position to a position of strength.As an investor you want to protect your legacy as much as possible.

The roof will be replaced within 6 months or less, the water issues are going to be attacked the day after closing, etc. 

Please everyone understand this is just form observation I'm not attacking anyone. 

Sorry if I sound like I’m attacking, I’m not, just seen ****** “rehab” after “rehab” done just to turn and profit and screw the buyer; adding to the distaste towards flippers. @ NwakaegoIf the work was done without prior notice and agreed to by both, in my opinion you have a case not to be liable for the cost, especially if it’s easily proven that the colapse was from him not properly supporting the structure.

What is my best plan of attack to rewire this place?

If you get a similar response from other agents, perhaps it's possible your lenders are not legit and you need to re-evaluate your plan of attack.

It leads me to believe they are sensitive to attacks - maybe it happens regularly?

They will want to verify you made on time payments on all of the mortgages that you were/are personally obligated on in the last 12 months even if you're paying the mortgage off.Most lenders in the conventional space can have 1x30x12 (basically 1 30 day date in the last 12 months) but usually not more and no 60 day lates (0x60x12) and definitely no 90 day lates (0x90x12).Hope that helps in all angles of attack on how to view the considerations for this private note from income, credit, where it will show up, whether or not to list it on the app or not (personal choice but they will most likely find out anyway).So ultimately the answer to your original question is it "depends," as with all answers in tax, lending, finance, and life. 

When you start attacking growth you're doing to crush it, Nate!

(translation: 'My security is at risk...my husband could die of a heart attack any minute and half our money is in buildings I have no idea how to manage instead of a nice ever increasing bank or brokerage statement each month.)Knowledge is power.