@Jay Jasunas @Matthew Paul Seen it with tile, too. The

If the wall is close to his house, it seems like it would be in the neighbors best interest to replace the wall and maintain the integrity of his foundation and the erosion of his property.

In addition to causing erosion, running water takes the path of least resistance and finds its way in between things.

I know.. it's confusing and I wish my financial advisor knew more about real estate rather than just stocks and bonds...3) what is your approximate tax bracket on these stocks you are cashing in (assuming long term gains) which can vary by state too : The company stocks I have been using are long term gains (so 15%), but I'm in the 35% tax bracket now but teetering very close to the 39.6% bracket4) what type of yearly return do you expect over say the next 10 years if you leave your funds in those stocks ?

I've received calls from them, too. The

I'm sure I would learn a lot during the process too. The

However, on the previous point, I will recommend reading any loan documents with a fine-toothed comb - not a summary of the loan/program, but the actual loan/program documents.There may be additional conditions in the program (e.g., never being allowed to rent it even after 5 years are up, or only being allowed to rent it to low income people even after 5 years, etc.) and you don't want to be at the closing table (or later) and find something you object to.Free money is great, but you may find (as I've found) that it usually comes with some pretty specific conditions.

That's worth every penny I spend on them.Some people want to manage their own rentals to save money too. The

I attend Erik's monthly meeting but I would really like to attend Brett's too. The

It's great to meet a fellow Soldier on here, too. The