Industry wide, we will refer to policies as Property, Liability, Auto, etc,.You do not need 2 different policies.As for what you need, at a minimum, get General Liability and Property coverageGeneral Liability – This covers you against claims of Bodily Injury and Property Damage.Bodily Injury – This is the most common coverage everyone is concerned about and rightfully so.These are the most common types of claims.

My tenants have children who want to use the playset, and the lease agreement says that the landlord shall not be held responsible for injuries resulting from use of the playset, but I'm wondering:(a) Does this stipulation actually release me from liabilities, or could I still potentially be sued for any injuries resulting from use of the playset?

At least then I know when my turn is coming.Make sure that every person they have on the job is insured with workman comp in case of a fall or injury. 

The liability I'm worried about is something like a personal injury suit from a tenant.

Is anyone else scared of being sued for injuries that occur on your property?

My dad received a pretty decent settlement in a injury case at his job so he was able to give me $20,000.

Ken Min Umbrella will not cover workers injury.

Hi everyone, I just started house hacking , i have the regular home owner insurance which covers any personal injury within the property, is that enough if I have tenant living in the property or do you guys have additional policy to cover any possible liability thanks Byron 

Then to add insult to injury they are refusing to allow another lender to use same appraisal.... !

a CPA action may be maintainable, but the mere fact MERS is listed on the deed of trust as a beneficiary is not itself an actionable injury.”A consumer protection act action may be brought if the CPA requirements are met.