If you prioritize debt reduction and long-term financial security, allocating extra funds towards paying off your mortgage can help achieve your goal sooner.

Here are some markets to consider, along with some general advice on how to connect with people in these areas:Promising Markets in TennesseeChattanoogaKnoxvilleMemphisClarksvilleJohnson CityKingsportClevelandCookevilleJacksonFranklinConnecting with Local Investors and ProfessionalsJoin Local Real Estate Investment Groups: Look for local REI meetups or groups on platforms like Meetup.com and BiggerPockets.Attend Real Estate Conferences and Seminars: Events like the Tennessee Apartment Association's annual conference or local real estate expos can be valuable for networking.Contact Local Real Estate Agents and Brokers: Reach out to agents and brokers who specialize in multifamily properties in your target markets.

You achieve your objective of saving on realtor commission while still getting it onto the MLS.

These books have helped me develop the mindset and balance needed to achieve my full potential.

I wouldn’t have a problem buying a property in my target market next to a cemetery as they are all well maintained and fairly low key.

That was recently lowered to 4.26 million, and even achieving that could be a struggle if mortgage rates don’t move sharply lower.The positive spin to all this is that every year we have existing home sales below 5 million units is just “compressing the spring” further.

On the purchase side, luxury buyers are targeting second home purchases. 

Hey Michael, I do think that you can achieve a lot with the 400K, I would recommend for you to build a team in place for whatever city you are investing in and go from there.

Considering this is the outcome of a foreclosure, achieving this strategy would compress the timeline and save on legal expenses.

Are you wanting to lever to achieve a greater expected return or because you can't accept that loss?