Asking in the correct forum will get a better response.Need a spreadsheet or form?

Did I understand that correctly?

This applies to current year tax deductions, and you can also employ a “look back” cost seg study where you can retroactively reclaim any missed deductions from previous tax years.By filing a form 3115 and calculating the proper 481(a) adjustment, you can recapture and correct any erroneous depreciation in prior years and claim the difference in the current tax year as a lump sum.

This means that I'd have to pay for them out of my own pocket correct ?

How should I correctly think about this financially?

As an investor, I feel that I am in the correct position to succeed, both with cash in hand, and connections with rehab/ GC's in Miami.Thank you for your help!

I slept well at night, even with a portfolio of SF rentals in my name, because I had a $2M umbrella.When done correctly, an LLC adds another layer. 

You are correct that the lowest for INV properties is 15%, but the cost in points for that rate will be significantly more than 20% or 25% down. 

NOT a correct statement.

Ok, so, if I understand correctly, the property is currently a triplex and you want to add/convert 2 adu's to make it a 5-plex and also add/convert a jadu.