So which SEO company are you using to boost bookings?  

Local credit unions or banks could provide funding that is more suited to your requirements and have a greater grasp of the community.Understand the local construction codes, zoning laws, and any other rules that can affect your ability to make improvements or rent out the property.Make sure your escape plan is well-defined.

This will ensure the investment remains viable during tough times.As an investor, the decision to go for a smaller down payment and manage a negative cash flow hinges on my (your) ability to handle the financial strain and my (your) confidence in the property's appreciation and cash flow potential.

Now they just passed a bill waiting for the gubonator to sign it to throw that horrendous law out and go back to a more normal police governance. 

another question -   anything stopping a person from leaving the water running,  not nessesarilly to dammage the property but to run up a bill?

[January 11th, 2024 UPDATE]While we want to invest and get our home in Japan, the biggest reason we are hesitating on this isn't due to the cost, but more-so the ability to stay in Japan.

Need the ability to adjust rent escalations, NNN expenses etc on an ongoing basis without chasing tenants to make updates.

Based on the train of thought you shared you are completely ignoring a critical piece of the equation which is your own capabilties and whether you have the ability to execute on the opportunity.

Instead of focusing solely on debt amount, assessing the debt-to-income ratio (DTI) is more indicative of a tenant's ability to manage rent payments.

As you gain more experience, your ability to estimate costs will become more accurate.All the best!