They make ordering items from different companies easy, and you get discounts from each store that has partnered with them. 

I had no idea they would decline me for MY OWN MONEY technically.   

I don't think its as easy as people make it out to be. 

Your goal of acquiring your first single-family rental by early 2025 is both ambitious and exciting.A few thoughts as you navigate this market:• Local Insight: Since regional nuances can make a big difference, tapping into local brokers and contractors who understand the Hudson Valley and Catskills can provide a valuable edge when evaluating properties.• Creative Financing: Keep an open mind to creative financing strategies; sometimes thinking outside the traditional box can reveal opportunities others might overlook.On a related note, I help investors streamline their operations by generating quality leads and assisting with VA hiring, which might be useful as you build your team and network in the area.Looking forward to seeing your progress and sharing insights along the way.

The seller really put a ton of work into making this property look amazing!

But enough to make to do all the cosmetics along with a few major items like HVAC, appliances, etc.

The systems makes this easy for you to do.

Take a bit of that money and invest in learning - go to meetups and the many events that take place related to investing in the city - some for free and some paid.

I've used the search feature on this forum but didn't have much luck.Are there any US investors, hard money lenders, or groups that invest in flips outside of the United States, specifically in Europe (Netherlands, Spain, etc.)?

This simple act of understanding can make or break the deal.Patience Pays: Results-driven but people-focused.