@Alex Duarte  1)  possible to  add a  co borrower  in order to get  dti in line  2) get the addition  funds from  other  sources  ( 401K loan /   family  gift / personal loan )  3) consider a  new  1st mtg  refinance  for the  cash  out  even  with rate  and payment being  higher  than what you have now  - it  might be  your  only option 

My only thoughts were find a co-signer to help get the loan approved, or find another bank.

However, if they don't agree we will either need a co-signer on the loan for the new property or additional funds for a down payment instead of using the bridge loan.

If so, does the mortgage broker consider the partner a co-borrower?  

You can always bring on an experienced partner as a co-sponsor to help obtain the debt.

I’ll be adding a co-buyer entity to the TIC for the remaining 60%.

I even reached out to a local venture capitalist group but they are only a co-investor group and don't lead rounds, they asked If I a lead investor.

October 2020 - Join Multifamily Mastermind to broaden my network & educationMay 2021: Close on 240 Unit with my Partners in a Co-GP opportunity in Houston, TXWhat I've Learned: You will only accomplish what you set your mind to.

Hi guysWe are a Tel Aviv based real estate investment firm looking to bring foreign capital into value add deals in a CO- GP structure, partnering with Florida based operators with proven track record.We have spent the past 6 months researching sub markets within Florida with the aim of focusing our investments in 1 or 2 markets that cover some of our key criteria (Job growth, employment growth etc).

We are even willing to buy in finance name, with me as a co-borrower, if that makes more sense being that she only has 1 property in her name but agin there is the down payment hurdle.