Hi @Alyssa Paros,You, as an owner can deny anyone for any reason.

Hi Tareak -- If the property is in Grand Rapids it's good to know that the city's current practice has been to deny any requests to convert current SFRs into 2-units. 

one part of a banks decision to give you a loan is to look at your DTI, or debt to income ratio. basically, total monthly debt payments divided by your monthly income, gives you a percentage of how much of your income goes to other debts. if you make $4,000 per month, and your only debt is a $400 car payment, that's 10% DTI ratio. very good to the bank. that means you have 90% of your income to use to buy a house. under this scenario, if you wanted to take on a $1000 mortgage payment the bank is likely to give it to you because you still have available income to use on the mortgage. if you only make $1000 per month, that $400 car payment is now 40% of your debt and the bank will likely not give you a loan. now with your scenario, if the new car payment (which looks like your to the bank because you are on the hook) puts your DTI too high for the bank to offer you a loan, you will be denied. if the new loan is only a small part of your income, it may not effect you. for what its worth, I purchased my first primary with a $430 monthly car loan and the mortgage broker didn't bat an eye.

My reason for denying Section 8 is that it is always a hassle involving tons of paperwork.

You made a statement, then you AliBooned it by denying you made it and NOW you want people to think I made a mistake by pointing out ONCE AGAIN that you made the statement. 

Can I deny him the right to give keys to caregivers? 

We were denied because the underwriter didn’t feel comfortable that we were trying to live in one as a primary ( House hack ) and rent the other.

Being completely honest, this place was on the more expensive end of what I am looking for but I can't deny that it would be a great place to live and would hopefully attract some good renters, but rent would definitely have to be on the higher end which may make it harder to rent out.

@Eric MayerWouldn’t he be violating Fair Housing Laws if he denies potential tenants with kids?

We said we could overlook credit with good landlord references, last landlord had documented that they owe a balance from withholding rent, so we denied.