It ultimately failed, so I started another one that also failed - ending with a partner than ran out of and stole money.

For more info on Cleveland you'll want to read The Ultimate Guide to Grading Cleveland Neighborhoods.

@James Carlson You probably already know my thoughts on STRs vis a vis 'affordable housing' :-)But this is going to play out as it will, and ultimately even Gov't intervention/restriction will fall to the power of the free market, so we'll see how it goes.I wish the property owners and entrepreneurs well, although some of them will learn that 'elections have consequences' as 44 so famously said.

Check out this bigger pockets link below for that question. https://www.biggerpockets.com/guides/ultimate-real-estate-investing-guide

Ultimately, consulting with a real estate focused accountant is the move here, but this should be a helpful primer.

Start with BiggerPockets Ultimate Beginners Guide (free).

Ultimately, an ACCEPTABLE cosigner may be needed.

Ultimately you can only hold it down so far and the government will eventually get their money. 

Start with BiggerPockets Ultimate Beginners Guide (free).

Ultimately, it’s about finding an arrangement that aligns with your goals without compromising your ability to discover the best deals.