You can fix this by talking to the utility provider about creating "equal billing" or whatever they call it in your area.

Getting a calls a few times a year isn't a big deal.

Definitely do a search here for some recent stories on capital calls and risks with syndications...even on some that have been operating many years...

So yes, it's definitely something you need to be careful with.  

So I am back to square one.

The contributions are lower so it takes a while to build, but once you do, it's tax-free investing. 

I do know of the physician loans, I am also a veteran so I have the VA loan, and I was also looking at the FHA loans, but can anyone give me any insight that will help me get into a multi family with the salary situation I’m in?

So no Board, nothing to manage except State law...the organization docs for the HOA should have identified when the developer maintained control, the terms for it to be turned over and at turnover you would establish a legislative body which would be the Board...

Hi Michael,If you work with investors I'm sure they'd be willing to share the cost of their project so you can get them more deals with accurate numbers.

This is a great place to learn and to connect with people so take advantage of all the great resources.Welcome aboard and best of luck investing!