This particular segment has also started moving into center city.

@Russell Brazil  definitely regionalized... in my two markets were I build new construction Charleston SC and Portland Oregon.. long gone is the no money down buyer.. they still happen I just sold one in Charleston on a VA loan but its a 350k house. and we get the occasional FHA but on the subdivision I just built in Portland in 2016  27 new homes priced from 330 to 400k... ( entry level )  to first time move up.My wife is my broker ( always recommend anyone getting in the business to have their own license) I had her run a report on financing and what was used.4 sold for cash1 VA3  FHA minimum down19 sold conventinal with 10% or more down.IN charleston other than the one VA loan same thing some cash a few FHA majority conventionalso to speak to your points we have a much stronger buying segment than pre 08.. and I am sorry for those that have crappy credit and can't buy right now.. but they simply need to clean up their act. this attitude that every american deserves to own a home is flawed thinking.. every american who can manage thier personal credit and keep good an stable jobs.. deserves a home if they so choose.. 

What segment are thinking about getting into?

Segment geographically and by other criteria such as equity.Less than 5% of people who nail continue for mire than a few month and poop out so consider that before committing to buy an annual subscription.

I didn't stay for Tina's segment, though.

If you segment part of your day and keep at it the results will come.

Laborers make up the last segment of workers that you’ll see during the construction process, and these workers are usually found in larger construction crews.

Ahhh I have heard enough to understand this segmented thinking can be a problem, but its still nice to get some additional validation.

The Phoenix metro has less than 1.5 mos inventory in all segments under $500k.

Additionally, learning the different market segments, especially here in Central Ohio, would help us focus our attention on what others have found to be the most successful paths to follow.