From what I have researched they seem legitimate but the person I am working with is flakey, takes forever to answer questions so I thought I would see if anyone else had experience with this lender.  

Neither do I, thats why i was asking the process :) Any education you have on Sub To?

It seems like you've taken a lot of the steps to educate yourself and you're ready to take action.

Offered to intern/work for him at half the pay as his personal assistant if he would teach me everything he knew.

The idea of debt-free is that if a person is going to retire and has to completely depend on the income, they don't want a severe recession surprising them and causing them to default on the debt and losing the properties.In a normal world, I would do that as well.

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

Educate yourself on those, and as long as Cashflow stays positive, appreciation is nothing more than icing on the cake.

We can close under a personal name, but most chose the LLC option.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.