In addition, when you have leverage you have the other benefits which @Ali Boone mention.

The Long-Term Benefits of Working with a BrokerA good mortgage broker isn’t just a one-time resource—they become a valuable partner in your investment journey.

The Benefits of Staying CompliantCompliance isn’t just about avoiding penalties—it’s a competitive advantage.

Is there any benefit to visiting DoH offices in person? 

I'm a local real estate broker, investor, and manager (100+ rentals, mostly Airbnb/STR and multifamily).House hacking is a tried-and-true method and in Sacramento you can produce some meaningful income while enjoying the appreciation and tax benefits of owning real estate.

I do like the tax benefits and leverage.

Quote from @Patricia Steiner: @Owen RosenNo...here's why it is 'additionally insured:"  "An additional insured is anyone who enjoys the benefits of the insurance policy that is not the primary policyholder.

BUT then, the tenant complained that they were paying for the credit boosting feature in RentRedi and would not be getting their credit-benefit if the other tenant didn't pay on time. 

The exterior is a bit sad - which worked to my benefit.

If transferring the property to an LLC, be mindful of the due-on-sale clause, and note that an LLC itself does not offer tax savings unless electing S-Corp status, which is rare for rentals.To maximize tax benefits, consider cost segregation, bonus depreciation, and short-term rental (STR) strategies, which could allow you to offset W-2 income if structured properly.