Anyone considering a course or solution would find your insights valuable.You don’t owe anyone an explanation.

This is the best long term solution. 

If not, are there any other solutions you’d recommend?

So now I'm faced with the potential of loosing EVERYTHING job, house, car, wife...Finally I stopped focusing on what was wrong and focused on the solutions. 

There are quite a few solutions out there so that even the most tech challenged person can pay electronically.

I feel this gives me the flexibility to find the right solution for my client and not just sell what my bank offers.

It is likely your best solution will be a foreclosure or deed in lieu.

He's one of the most efficient, effective & solution-oriented experts I've ever worked with.

@Jerell Edmonds If you don’t want to front the cost to add the extra meters then one solution that worked for my father was to divide the billed amount by one extra part each month and you pay for the extra part.

I agree regarding turnkey solutions.