I should probably focus less on the highs and lows and aim for that average ARV per location and what buyers/renters are looking for. 

Maybe I'm no longer a low risk bond investor, maybe I'm parking my money in $VOO instead, CRE REITs, or perhaps higher risk higher return bonds. 

Rates as low as 7.25, depending on credit score and LTV.

I don't think enough people consider this aspect.Selling Stock: Selling part of your portfolio could work, but the 15% capital gains tax might make this an expensive choice unless the stock has underperformed or you’re diversifying away from riskier investments.HELOC: Using a HELOC on an existing property is a flexible and relatively low-cost option.

Currently, we own one vacation rental in Duluth and one college rental. 

I've read BiggerPockets' Real Estate Investing book and am particularly interested in the house hacking strategy, as I'd like to move out of my current living situation.Our main dilemma is choosing between a single-family home (renting out one room to a close friend) or a multifamily property like a duplex or triplex.

I'm currently planning to purchase a commercial multifamily building in Chicago with the proceeds of a 1031 exchange.

This tends to have very low seasoning requirements, like 1 - 2 months.

Rates were still extremely low, which made both properties extremely lucrative with cash flow.

The median home price is also very low nationwide which creates a low barrier to entry.