I would lean more MTR or LTR regardless of product type.

Yes, it's true that you might be able to find a product you need at a greater discount when a brand like Wayfair or CB2 is having a sale, but I've found that they truly do offer superior discounts at scale, even considering the fee. 

However, I noticed that as a Costco member, they also offer HVAC services, including the same product line (Lennox), along with a 10% Costco Shop Card if you go through them.Has anyone here used Costco for their HVAC needs?

I could be wrong but I am unfamiliar with any products existing.

I had a call with a loan officer yesterday and I am very intrigued, but haven't heard much in recent discussions for this product or found anything in the search bar for this bank. 

I would confirm by seeing the product then going out and checking comparables in that market that have sold. 

Thanks What loan product are you shopping for?

If your product is nice, I believe you'll attract the right kind of renter (factory worker, lineman, etc). 

The 2008 timeframe was different and in situations a lot harder than now, but this market will shape a lot of investors that found their new market, product to focus on, and/or to dive in deeper when times get tough.   

It more likely may be found with a local investor/teacher doing “hands on” mentoring himself and not through an organization run like a production line.