The issue with this for ARM's at the moment is that the yield curve is inverted meaning that a 3 month treasury bill is paying nearly 5.5% and the 10 year is just over 4%. 

Just a few years ago, it was easy to raise capital for deals while offering a 7% fixed annual rate of return to our investors when 10 year treasuries were paying 0.55% to investors.

@Ty GlendenningWhy would you sell a house on owner financing if somebody would pay cash for it.While a lot of people think, seller financing is a great idea, the risk involved to collect the payments that then get taxed ordinary income are equivalent to investing it currently in a treasury bill, which has zero risk.

If you aren't familiar, your expected return, aka discount rate, is determined by three areas; 1) risk-free rate (aka 10-year treasury bond) + operational risk (aka political, tenant credit quality, state, location, etc.) + liquidity risk (aka are you going to sell it?

I don't see any reason to commit new capital in this market given that anyone can get a guaranteed 5%+ via Treasury Direct short-term 4-week T-bills. 

All information that was disclosed could have been found online through the local registrar or state treasury except for proof of insurance. 

What are the specific goals, particularly:1) What return are you aiming for, also duration (quick return of capital or long-term cash flow)2) Big one is WHY to invest your $100k in private lending (complicated, risky) versus alternative investments (treasuries, bonds, other real estate strategies, etc.) 

However, rising real interest rates and global economic weakness are major headwinds.Slowing growth and lower inflation should drive the 10-year Treasury yield down to 3.6% by year-end.

While 5Y Treasury is 5.3%.

The risk premium in multifamily cap rates — which average between 5.5% and 6.2% on a national basis — is now very thin compared to 10-year Treasuries, which are at about 4.5%.