Wanting to give back is part of the human experience, so don't let a few bad apples spoil it for you. thanks for your post!

Nevada has many of the draws of CA and the added benefits of low property taxes that don't assess on sale, landlord friendly, no state income tax, and multiple tech and manufacturing jobs like Tesla, Apple, Google in the area. 

This dampens your appreciation considerably because people consider apples to apples in terms of total mortgage payments.

San Francisco is the 15th largest population in the US.I find the topic interesting and the discussion lively but there is little apples to apples comparisons happening so far.

@Mike H.I think it’s funny you compare buying rentals in 2010 to today saying it’s apples to apples.

The same would be true if you had $500K of Apple stock and wanted to distribute it to yourself over a 10-year period. 

Hi Dana, my family has enjoyed staying in nearby Twain Harte, and Long Barn.  

I ate a lot of rice, apples and other inexpensive food to get by. 

Thank you. yes your wrong.. the day of equity only loans left the barn in the GFC.. pert near every single HML that is in the business of making loans will want to see you bring some cash in.. now you can refi paid for assets and take cash out.. so maybe thats what you do buy them for cash then refi.. but for new purchases they are going to want to see downpayments..

Simply here to say, apples and oranges.