Quote from @Hsiang Lo: Quote from @Darrin Carey: @James ZhangThere are some good investor friendly lenders for the Dayton area, and several other states.70-75% of purchase + rehab can be done even if you bought the property for cash initially.For 70% of appraised value, you will need to own the property for 1 year (and a day).

Meanwhile, I found it hidden as a fixed expense - but, lo and behold, it now appears under HOA, gas, etc., when I run a report so someone looked further at it.I appreciate the answer - and if there is a better way to work around the variable expenses for short term, please guide me that way!

They (apparently) took away the consumer-facing commercial that I used to always link to, now there's just this LO-facing commercial, but we should chat if you want to talk about this.

@Crystal Lo

@Collin Holdread They are standard products that many LO's can offer.

Those garbage lo

Many LO's don't know how to structure them, they don't know the pieces of an LLC that they may or may not need to collect and some don't even know the difference between a hazard policy and a homeowner's policy.Sorry you got a bad LO.Stephanie

You may not be able to wholesale the house but you may be able to take it L/O or subject 2. its all about how many tools you have in our bag when it comes to cold calling.

One of my mom's favorite sayings - "Lo barato cuesta mas". 

@Crystal Lo - You're in a great place to be with both options.