I am guilty, although mine aren't fake, but we all have an account set up we give out to just collect the spam when we sign up for stuff right?

The banks/government, at least in my area, are hush-hush when it comes to announcing it at the sale (think this should be illegal but just my opinion).I'd HATE to see anyone lose tens of thousands of dollars and cause a strain on their relationship over one mistake so that's why I'm pleading those who know how this works to chime in.Can anyone give any input on how it should be handled?

With some banks your sort of guilty till proven innocent, so when you show them that spreadsheet, you go to integrity booster #2 - serious investor who understands money.

Everyone is guilty of over analyzing from time to time.

Not guilty due to grosse incompetence ... not sure I'd bank the company on such a strategy ;-)

I would like to try and contact fannie mae directly and plead my case.

Him telling me he doesn't want me to come down then telling me he will be naked at 6 PM on Friday night after I tell him it's not his choice is a deliberate attempt to deny me access and indecently expose himself to me AND my prospective customers....RCW 9A.88.010Indecent exposure.(1) A person is guilty of indecent exposure if he or she intentionally makes any open and obscene exposure of his or her person or the person of another knowing that such conduct is likely to cause reasonable affront or alarm.

This defense is basically one where you plead ignorance as to any contamination and avoid the expense of the resulting cleanup.

I'm guilty of that myself and will make sure I follow up from now on, thank you.

A guilty plea is an admission of guilt.