The simplified version of wholesaling is pretty much the following in order:1.)

if you cash out $315K you have a $315K mortgage owing to the bank that cashed you out.You got your capital back, (your $220K purchase and $90K rehab) which you pay back to your Hard Money Lender if you used one and you have $5k left over.And that's a very simplified version.

http://www.realestateanalysisfree.com/It seems like it might be comparable to the one offered in the pro version here.Is there anything else out there that's good to use?

You can search it on the forums and hundreds of posts will show up with much more detail but I can give you the simple version. 

The following links are not an endorsement of a particular lender, but just a quick googling of terms / rates (terms are all going to be similar as they have to comply with Fannie U/W policy regardless of originating lender) for Fannie programs:http://www.crefcoa.com/apartment-rates-main-fannie...http://www.crefcoa.com/fannie-mae-multifamily-small-loans.htmlThe tl;dr version is that you can get 80% LTV/LTC, 30 year fixed,  on properties with non recourse financing on fully stabilized properties (90% occupied is a requirement).The issue is that people think you can START with that financing on a non-stabilized/value add/new construction/rehab type property.

@Ronald PerichI finally got around to trying out your updated/repaired version of the spreadsheet.  

Otherwise I am going to be applying for the same coverage, but through California's version of the Affordable Care Act Marketplace (Covered California).

Actually, from what little I know, smells are just molecules that are 'outgassing', or giving off a gas version of the substance.

You may be innocent till proven guilty but if they told me their version of the story I'm not inviting you into my house to show/sell it.   

Not sure which version looks better as they are very similar.Please vote on the one you think we should go with.