It would not be a smart decision for anyone to loan 100%.

I mean both can be good and bad, but aren't really the same thing.Pizza or an airplane would be a tough decision, I don't like dumplings, so...LOL 

Or it is just a bad decision to start investment this way.

This will help you make informed decisions about future investments and optimize your portfolio.Scale your investments: As you gain experience and confidence in real estate investing, consider scaling your investments by purchasing larger properties or expanding into different markets.By following these steps and staying disciplined in your approach, you can successfully invest in real estate and build a profitable portfolio as a software engineer.

Ultimately, your investment goals will guide your decision.

Sharing some info from two sources this weekRegarding states looking to strengthen seller financing licensing requirements and court decisions for those not licensed:First from Facebook group school of sharks:Hey guys,TX Dept of Savings and Mortgage Lending has some new rules that are expected to go into effect January 01st, 2025.

In just two months, I went from being unsure about which market to invest in to making a clear, informed decision.

George, it sounds like you made the right decision.

This may make the decision easier for you.

Some of these capital structuring decisions won’t age well.