He's seems pretty risk adverse because he spends more on business structure than I think most investors do.

There's an adverse selection problem in that the average applicant is worse than the average tenant.The average tenant might get accepted at 50% of they apply.

I am risk adverse so I would sell, which it appears you did.

Adverse decisions by the City?

The most adverse issue is the 25-30% down.

This was a huge lesson to me along the way and I have since been able to purchase another 4 plex and just started my first fix and flip by asking myself: How can I accomplish my goals and not giving up at the first sign of adversity.

At this point when tenants are fabricating adverse conditions you will get resistance every time you try to enter the property. 60 days is more than enough time for you to solve the problems and make your case in court.

They're risk adverse, considering how long it took them to save.With the usual caveats for protecting ourselves financially, we'd like to help the family members as much as possible get a leg up on investments.

I figure there has to be a provision if the tenant turn adverse and damages the property.

I have heard and seen on this forum sometime ago where someone used the prinicple of adverse possession to gain property for themselves and et themselves out of homelessness.