You have to become the "entrepreneur" of those funds to put them to use wisely.

Now that is a very wise investment!

It's hard to say one company is better than others price wise because rates vary from company to company in each zip code let alone different states.

I think you would be wise to locate a well versed fannie mae direct lender and talk through the logistics of who is on title and how the title of your side gets transferred to avoid any seasoning on the refinance.  

What would be a wise choice?

Just because a 22 year old owns 30 doors does not mean they are investing wisely.

However, when I look at properties on sale there usually isn't enough information numbers-wise for me to accurately crunch the numbers.

I think a brief cooling period in which you put up a sign to deter these people from coming back is a wise move.

I'm pretty excited to get this off my back.Before anyone comes at me with how this is not a wise decision given the time value of money and potential compound growth, just know I am completely aware that I could have invested this money at a higher interest rate and "put it to work" rather than paying down my 4.5% loans, but it was more of a freedom from this non asset-based debt that I was wanting to  get rid of. 

So choose your escrow company wisely if you go with the custom purchase agreement.