Sharing some contacts is always helpful, specially for first time home buyers.

Unfortunately, not all HOA communities experience increased home values due to poor management, local market conditions, and special assessments for unexpected expenses can lead to dissatisfaction among residents. 

I am trying to find best way to find legit contractors specialized in certain trades (masonry, carpeting, kitchen/bath, etc...)

It takes time, hard work, passion, and dedication - all of which I already possess and use in my everyday life.

Should I call the borrower, the lender or Special Servicer?

My neighbor said on a face book town page - she was thinking of putting the house up for sale- She did not really did not want anyone in the house because she is a hoarder & had her special needs son living in the basement apt- with NO egress window ( against fire code) / I told her we could do the deal with lawyers - and save money on real estate agents (at that time the seller paid all commissions) How did you finance this deal?

@Ozgur CebeI recommend finding an accountant specializing in real estate taxation.

There was no focus or specialization ( like working in my unique ability) and the word leverage, and I’m not just referring to capital here, never entered my mind.

We've spoken several times with an attorney who specializes in this area of law, and he's assured us that our flat-fee investment club model is well established in the law and that we're not selling securities.

One person did tell me I could possibly turn it into an efficiency or something like that but would need a special exception.