your plan is sound, with a strong credit score, the 5% conventional loan might be a good fit.

To maximize the number of transactions you’re involved in you will need to:Be Top of Mind when they think about moving - which requires consistent reminders.Be seen as an Expert – which requires a consistent message and Evidence of Success storiesGain their Trust – which requires communicating integritySo, start out by listing everyone you know in an Excel spreadsheet.

My credit is excellent and I am concerned about having the buyer miss payments. 

.- Property Specifications and Quality: Detailed Specifications: Get a detailed specification of the property, including materials, finishes, and fittings.

There's just really no one size fits all and a lot of it is trial and error.

Then again excel and google sheets are essentially free too.

Hi @Wayne Poisson I have a excel version of Don Campbell's analysis if you want.

You need to find a fit that you are comfortable with.

Theoretically, if I did enough work so that it fit my needs and lived in it as my primary, would I be violating any laws or aspects of an owner-occupied loan?

On paper Reno is the best fit.