I've seen in a couple of places that lenders won't count rental income until after 2 years of the income being reported on your tax return, but @Cameron Tope and @Whitney Hutten, your responses here are encouraging me that it might not be too difficult to get that cash-out refi on this rental after getting a lease in place (even with new debt from this personal residence). 

Thank you both, Scott and Cameron

@Cameron Tope hey cameron, thanks for the reply, can you reccomend a lender here in houston,tx for a house hack?

@Charlie Cameron Thank you for your response!

Cameron, I am also lookin into Albuquerque, I have lived there for three years from 2013, and will now be here for another three.  

Shout out to Ryan, Bryan, Cameron, Jonathan and Joshua on attending the 1st of many meetups.  

Originally posted by @Jim Goebel:@Jonathan Greene@Charlie Cameron CameronI appreciate the perspective, however I, like Charlie, had a good experience in my first FSBO. 

@Cameron Tope phone numbers aren't permitted but websites are.  

I would suggest you scan through it now, rather than having to do a Detailed Read after a complaint / violation is alleged. 

@Patrick DesjardinsThank you for your reply.May I ask what the borrower is alleging in the law suit?