If you see a spike in bill/usage send someone out for inspection.

Keep your heels, head and standards high.

You can grill out after the game, etcIt was shocking to me too as I combed through the AirDNA data but the trends were unmistakeable - I kept seeing huge spikes in revenue in Sep, Oct, Nov in these college towns with big FB teams (it happens in Knoxville too, though perhaps illegally ;)I went to investigate further & found that there are people who live in college towns who rent their entire place out ONLY for the 6 FB wknds & it seems to cover their mortgage for the entire year.

I was overwhelmed, but dug my heels in and tried to hang on.

The red spike is the current balance as measured by where the top of the spike ends placed in time (left to right) of the loan term.  

W2 income is supposed to be averaged over 24 months when determining income for a mortgage - this is done specifically to account for people who have spikes in their income.

Hi Peter,This is a good article, Papersource is a wonderful resource and event, and the author of the article is a well heeled investor.That being said, the process of buying non-performing loans downstream is a non-issue.

I have spike with them about the process.

They originally claimed that the meter was acting up which is what caused a spiked in their bill.

A big spike would indicate potential visitors from mailers.