I can tell you to avoid 39209 zip code because it's a war zone. 39204 and 39213 aren't much better.

Give her notice and tell her if you aren't paid within 30 days, that you will take her to court. 

I have even come across appraisers that aren't. 

However, HOA fees can be high & eat into the profits, and rental restrictions aren't ideal.

Your tenants - as long as they are worth anything- will inherently respect your authority as a landlord.  

If you put it out there and no one is biting, then you know that the numbers aren't enough for the investors. 

Click on the HCV Homeownership Dashboard on the Housing Choice Voucher (HCV) homeownership program to see how many participants there are in the Austin Housing Authority.

We are quite rural right on Lake Coeur d'Alene and there aren't a lot of reasons to rent long term. 

The LTV range of 1-60% is great for making sure the owners aren't too leveraged.

Considering their LTV is at market or debatably below market (depending on the asset), if the interest rate or loan terms aren't advantageous, I'd also suggest getting quotes from other lenders.Since you are located in upstate NY, I'd look for local banks.