RTO/LTO/Lease Option and similar schemes are still being used by those willing to scoff at the laws despite the actual clarity of the laws.It isn't uncommon for gurus to proclaim that certain of these schemes are legal, if you just listen to them because whatever else they are selling only makes sense if their version of a disguised credit transaction escapes the notice of state and federal regulators.Others have learned there are real issues, and have stopped selling homes and reverted to renting them instead out of desperation, which of course lowers the value of the community and the profit margins.

I assume that’s not super uncommon.

That said, it's not uncommon to have pricing tiers based on the number of units under management. 

It's a 112 year old property last occupied within the last few years (not in a historic district and not uncommon where we live), so the foundation was the main reason for the inspection and the foundation is good. 

the reason some turn keys sell for cash other than the reasons @James Wise stated are1. they can sell cheaper since they have no holding costs.. remember 99% of turn key companies borrow money to buy and rehab the house this cost is added to the purchase price so any home that you buy turn key off of MLS new construction does not matter everyone is adding in holding costs so they don't lose money..2. market is hot enough that the turn key operator does not want to fool with the time and effort it takes to do loans.. they can be quite frustrating and take much longer than anticipated thereby causing the turnkey company additional holding time which of course is money to them.. not uncommon for lenders in the space to take 90 days for example.3. you get a better deal.. not always are you paying more.

Like others have mentioned, be prepared to put a little more down (30%-35% is not uncommon) and have a bit more in reserves to show (3-6 months liquid reserves).

The 5/1.5 is not uncommon at all for inner city Harrisburg.  

It's not necessarily normal, but it's not uncommon either.

I think this is fairly uncommon, and it would work much better if you are an agent, if you wanted to do it in writing. 

This isn't uncommon for a conventional loan with a 20%+ down payment; my last two purchases included no closing costs without rolling any in.