As someone wobbling before their 1st investing baby steps this question isn't a top priority, but following 'begin with the end in mind' (and because I like to follow odd tangents)...Everyone has their personal plan, a unique goal.

House hacking is a great way to do this, but in our area you have a unique opportunity to buy a 2, 3, or 4 unit with your first time homebuyer.

This is a $640,000 to $1,120,000 deal (actually pencils out to closer to $900,000 since each house is unique).

I am very conservative and try to follow the 50% pretty closely but even if I stretch a bit the deals just are not there on 15 years. 

There may be unique circumstances (people have lease, etc) otherwise, if they don't move / will not move, then you go to JP Court and file for eviction.

Lying, stretching the truth, lying by omission or any other way of obfuscating the truth should never be a consideration.Sorry if my rant was off base.  

Is the second story an addition or some type of unique add-on?  

Once your leads open the envelopes, they will see a unique, personalized letter.

We decided to keep both and stretch to buy the new house.

She owns a retail store and I own an insurance agency.Would be willing to do out of area investing deals, but need volume in order to make the cost of a management company feasible and my $100K probably won't stretch extremely far on its own.