We want to apply the same strategy to deals in California. 

Dave Ramsey should never be applied to REI.

Obviously, this only applies to certain developments.  

If she wants the more expensive ones again, give her the cash and she can apply it towards the cost of the more expensive version.

When a tenant moves out, transfer the deposit back to Checking so it's ready to apply towards expenses or refund the Tenant.If you end up with excess funds in the Checking account, I recommend you transfer it to a third account designated explicitly for future investments.

The mortgage is paid down even more of it is applied to the balance, earning you even more.

About four hundred people applied, eight were accepted and funded.

Our lease is written such than any payment is applied to oldest due and associated late fees.  

Pay at or below what you think the property is worth, and finance it with the best tools available.  100% Scott, assumable mortgages are great when they apply.

I have heard my co-worker "brag" about how she has a pitbull but always apply as "something something mix".