Semi-detached and detached market is looking way better than I would have thought it would be.  

If you want to be even more clear, we can eliminate the language of debt: the flipper buys the thing from you at 0.02%, and sells it at 4.5% after giving it a fancy name and a coat of paint.It's still worth keeping a healthy emergency fund squirreled away somewhere semi-liquid, like a savings account or CD, of course.

My style of investing is what I would call "semi-passive", for example, for my flips I work with wholesalers and project managers and I don't mind a smaller profit margin for less active / less hands-on management. 

I to am searching for a semi-local CPA in the Corvallis area.

I'm a wholesaler in the SE MI area.

The previous owner had split up the basement into two semi-finished 1-bedroom apartments (semi-finished because the renovation was not completed up to code; i.e. no egress windows, there's moisture issues, etc.).

Everything was going great and I was getting a check from her employer on a semi-regular basis.  

I specialize in rural and semi-rural areas and have had good luck in them.

I planned for life to happen and i was ready for an hvac replacement, plumbing issues, and even the semi bug spray.  

One could expect lots of semi-trucks, large boxed trucks etc.