While certainly its "always nice" to have a full blown or even partial program, its not always necessary. 

This criteria is for 1-4 and 5-8 unit programs.

They just only care for the people that have paid for the highest program, their "Apprentice" program.

@Zane M.The scenario you mentioned brings up legal and ethical issues, particularly in terms of occupancy requirements for specific loan programs and the possibility of misrepresenting intentions.

I'm also curious about your thoughts on the program.

NY is working towards capping permit fees at $1,000 to relieve the financial burden and encourage property owners to convert basement apartments legally.Two years ago, the city launched a pilot program to award 15 winners grant funding to support legal ADU conversions.

Hey Jordan, for me, I use a model that my mentorship program has.

They are programable so you can set them up with many different codes and configurations.FWIW electronics do fine in the cold. 

Our program sets agents up with a team so they don't have to do the "extra work" of being a MLO.

you can do a bank statement program for a 2nd but the easier route would be to do a foreign national DSCR cashout refinance loan