And, yes, in the judgement, the bank was awarded the full back costs of the mortgage plus interest, and the judgement says the proceeds of the sale are to go to the bank for up to the full amount (less auction fees) owed.

The property will either be awarded to an acceptable backup offer or will go back to market.Source: I mostly find my deals in HUD and I either rehab them myself or wholesale them.Sorry if my reply is a bit late but in case someone else needs to know...

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The sellers were awarded the earnest money as part of their damages.

The seasoning requirement does not apply for the following cash-out refinance transactions: Loan proceeds to buy out the equity of a co-owner for an owner-occupied primary residence special purpose cash-out refinance transaction: When property has been jointly owned for 12 months prior to initial loan application; unless parties have inherited or was legally awarded the mortgage premises.

Unfortunately, I am guessing you are getting the pushback from brokers willing to award deals, when you don't have experience to prove you can close on deals.I have seen these for fund investments from institutional investors. 

I am in phase two of a MIH grant process that would award me $650,000 to be used towards my project.

You have to be consistent with this process or you will have issues.As an example, a criteria may consist of:Applicant must- Make 3X rent rate in terms of gross income, verifiable through their 3 most recent pay stubs, most recent tax returns, award letter or employment letter (on company letter head)- 6 months positive verifiable rental history- Evictions in the past 5 years are automatic denial- You set a credit score they must be above- You set your criminal record tolerance. 

If the Jury awards $800,000 and your policy is only $500,000 the umbrella policy would take over and pay the additional $300,000

Plaintiff is entitled to an award of costs and reasonable attorney’s fees pursuant to Florida Statutes § 83.48DEFENDANT’S ANSWER AND AFFIRMATIVE DEFENSESDefendant, xxx by and through counsel, hereby files its Answer andAffirmative Defenses to Plaintiff, xxx’ Complaint, and states as follows:1.