I asked him if we can use that large combined losses being carried over to this year to offset my 2024 W-2 given that we can activate the real state profesional status this year to offset W-2 income without limitations.

I’m active duty Air Force with four rental properties.

You need someone who clicks with you personally before engaging in a mentor/mentee relationship with the dedication and stress that may be involved.Where to find a mentorStart by looking within your existing network.

Essentially no income details are required and the loan is based off of the collateral of the property and income, calculated using the active rents, appraisal rent schedule or even STR income or projected income.

I have a couple that are very active.

AS a lifelong resident, active investor, and licensed agent specializing in investment properties, I'd be happy to serve as a resource.

There's a handful of active wholesalers on the island that I know and can point you in the right direction, no pressure. 

In general, it is a tough RE market but house hacking is perhaps the best not real active option.  

I am a lifelong STL resident, active investor, and licensed agent specializing in investment properties.

But my primary focus is commercial property, I rarely engage in a residential property transaction, especially don’t  with a homeowner.