Even if your credit is pure poopy, commercial financing of some kind should be available with little to no hassles using 20% ($1m) down provided your LTC does not exceed 85-90% which I'm sure some pre-construction commitments/sales can overcome even if it is.Take your Feasibility Study, Market Analysis, City Approved Plans, Business Plan, Pro-Forma/Projections, Land Use Approval, Environmental Approval, Corp of Engineer Approval (as needed), Soil Sample Reports, Executive Summary, Builder Portfolio and either an Architect Rendering or Scale Model and march on down to the local bank.

This will loosen all soil and old finishes from the tile.4) Scrub the floor vigorously, using the abrasive edge of the mop in a back and forth motion.

The possible soil backfill shouldn't settle two inches just by porch weight.

Given the location, you might need a Phase I to check the potential for pollution or contamination of the soil and/or ground water.

The slab has to be structural or it will break up on the expansive clay soils where I live.

Once you sand off a 16th of an inch, there is brand new wood underneath.

we have basements and there is a "subgrade" flooring everywhere in the stores. just tell them what the application is and they will tell you which one can be used.2 ways i'd go though:1. vinyl that looks and feels like wood (would fake almost anyone)2. you can put tyvek house wrap underneath and no moisture will ever hit the wood.

If floor is really rough regular leveling products can be used underneath.

If I find hardwoods underneath carpet I'll try to refinish.

Just curious what kind of financing can one do underneath a LO like that?