I run Wisconsin Contractor & Handyman Club and based off the stories that I've witnessed, many would've saved a lot of heart ache if they just would've done these simple checks. 

I currently live in Florence but have lived in Muscle Shoals and Sheffield in the past.

Florence, Tuscumbia, Muscle Shoals, and Sheffield are, in my opinion, an undiscovered nugget for REI.

Does anyone have a contact in Muscle Shoals area who could help us finding what we are looking for?

I also use apartments.com for leases and collecting payments (direct deposit via ACH transfer).

ACH bank-to-bank transfer through a platform such as Baseline? 

I have also found that doing hypothetical analysis of properties is a good way to build my deal analysis muscles. 

When a person is in jeopardy of losing their home due to foreclosure or payment issues you can file for a ch.13 under homestead rules.Keep in mind you also have a program called "Save our homes" which is a tax cap on the future assessment.

Much heart ache could have been avoided had the mortgage market just worked with borrowers. 

This will give the trades or whomever you’re speaking with the opportunity to help build the schedule/plan, It was there idea / plan / schedule so there pride and professionalism is on the line, also when there is a disagreement you have a little more muscle on your side.Mike CampbellProject Manager