Conversely, when property prices are low, rental demand decreases, causing rental rates to remain relatively flat or fall.How can you identify cities that are likely to have significant and sustained appreciation and rent growth?

Approached the seller asking they pay all closing costs, received enough credits to buy down the interest rate back into the 5-range (current rates were in the 7-range).

While the prices of home are low, rent yield is still strong making you feel more confident in achieving those cash flowing goals. 

It's typical to sell 40k programs to people after the free or low money get together.

Approached the seller asking they pay all closing costs, received enough credits to buy down the interest rate back into the 5-range (current rates were in the 7-range).

Because the existing house was too low the developer followed the rough location of the old sewer line and installed a new sewer line to connect to the existing house. 

For anything less than that with a traditional bank or credit union, you'd likely be looking at a portfolio product (the bank/CU will hold your loan and not sell it on the secondary market). 

I have very low bills though, so I could save $12k in about a year.All the MHs I looked at were in parks.

Long Beach is so fringe oriented and prices are so high that it is pricing out the low income people out.

This software allows me to keep one bank account (and 1 credit card) for all my properties as you can categorize each expense to the property it's correlated to.