I finally decided to become a member to more easily put together my business plan for a loan at a local bank I've had some loan history with.

How would the fact that it's brand new, w/o any income history affect it's bank loan approval chance? 

I verbally record the addresses in my phone, have my daughter input them into excel (doesn't take long) then I use PropertyRadar (@Sean OToole's company), and look up details such as mailing address and when the house was purchased/refi'd.

I originally wanted to buy houses and be a landlord but I had no credit history.

Starting your business now would give you the credit and history of your company that you could use in the future to purchase homes with loans made out to your company.

How long -- Time on the market and price (reduction) are close cousins -Price softens as time moves on and motivation and reality is realizedEverything will sell at a price -The first thing I'd want to do is get the history of the property - how long on the market, why is it vacant - what's the reason for selling - is it listed - look at listingWhat is the mortgage balance - is it current or in the arrears - What other liens or obligations are on the propertyHow many owners - decision makersWhat is the commission - will agent splitAre they open to a reasonable and creative offersDo they want any profit or to just get it out of their nameCan down payment be paid over time -How much paper with they accept - delayed payments - principal mortgageWho is the decision makerHow fast do they want to settleEverything is negotiable - CONTROL IS KING - learn how to control real estate - it is a short cut to cash flow - it is the best way I know of assigning properties.Who controls real estate - An agent with a listing agreement (treat them well - they are in control for a period of time)An accepted option agreementA buyer with an accepted contract of sale with contingencies

Ashley - I don't know if this is a good deal or not - but I did respond to that listing - it looks bad and empty - There could be lots of equity or lots of stress - I like in and out in a short period of time.In my opinion every property offer is a "deal" - Every property offered is or could be a good deal -The only thing that make a property a bad deal is PRICEEvery property will sell if the price is rightTime on the market and price (reduction) are close cousins -Price softens as time moves on and motivation and reality is realizedEverything will sell at a price -The first thing I'd want to do is get the history of the property - how long on the market, why is it vacant - what's the reason for selling -What is the current mortgage balance - is it current or in the arrears - What other liens or obligations are on the propertyHow many owners - decision makersWhat is the commission - will agent splitAre there open to a reasonable and creative offerDo they want any profit or to just get it out of their nameCan down payment be paid over timeHow much paper with they accept - delayed payments - principal mortgageAshley - since you exposed this property to all of us - You should see if you can get the answers to those questions above - and play the game - WHAT WOULD I OFFER?

my four year old daughter fell down our front steps we told the ll 2 times about it within 6 months they put wood shims under steps their removeable temp steps then my daughter fell we told the landlord to fix them they said what do u expect a new set of steps said that would be nice he laughed we said fix the dam steps he said he would look at them do any landlords agree cause im friends with hos mother and we are never later then 2 days late on rent and always tell them when that happens he has over 30 mobile homes they said owned free and clear and 27 are always rented so its not a money issue I told him my daughter had to go to a neurological trauma unit and he said rents due today do you have my money i I told him thats the last on my mind but hes getting hismoneyy and he said expect an eviction and he  I told him i told him im hiring an attorney and he flipped he told me telling him about it 2 times within 3 hrs is too much and ordering him to do something is un acceptable what would you say whos in the right

The credit score and histories are solid, Also the judgement amount is zero for the that case.

I signed up and got the ball rolling.Come to find out this insurance agency cancelled the landlord policy because I did not bundle car insurance with them and my credit history came into play.