A prudent project owner should always demand WORKERS COMP CERTIFICATIONS, or CERTS as they are often called,  from the contractor they sign with.  2. 

It is important that the insurance certificate lists you, the property management company and the lender.

The next step after that is complete is to hang my license as I would like to get my Senior Real Estate Certification and Investor agent Certification.

BTW, I just finished a webinar to learn how government grants could also be used for different aspects of real estate investing; and also I am receiving daily emails from Tony Martinez regarding tax lien certificates.

Sometimes i'll sell my note because there are things that I know about the asset or the loan that cause me concern like, there is a toxic DDT landfill on the property or, the 4,000 square foot addition to the property wasn't permitted or, there is no certificate of occupancy or, there was a meth lab in the home or, there is a HUGE senior lien in front of me or, there is so much deferred maintenance that I couldn't ever expect to get my money back or, the well is dry and the cost of $20,000 to drill a new well is prohibitive or, there is an incurable defect, or there are huge property taxes or any number of a million other reasons why I'm willing to sell my note and get out of it by passing the nightmare on to another investor.Moral of the story is, unless you are buying in bulk and have the relationships and track record to support it and unless you have the capital and time and stomach to roll with the punches, a single note purchase might be biting off more than you can chew.

In the course of some civil litigation my corporate law firm identified and was able to get me assigned the rights to a tax sale certificate and assignment of the certificate holders rights in the accompanying Circuit Court foreclosure case.

You may have to get a rental unit certificate of occupancy, atleast I do for my rental unit in Cherry Hill.  

@Russell Brazil I already have my salesperson certificate from New York State but I’m not listed under any brokerAm I liable?

(that seems to personal to me) a gift certificate of some sort? 

@Constancia Russell I'd ask for proof that the repairs were done by a licensed contractor and that the town has inspected the work and issued a certificate of occupancy.Other than that, it sounds like a reasonable explanation and you should probably move forward.