This strategy is especially effective given the current lack of entry level homes in Chicago.Our two cents - thanks for bringing this topic to the forums!

If that price point is too steep for the size you want to reitre into then buy two replacements. 

Would love an opportunity to pick the brain of someone who is seasoned in the game.

I only have the lease and contact info for one of my two properties.

So it's a waiting game for that property until you have enough to do a cash out refi.

In fact, some of the best opportunities in real estate come from properties that others overlook—distressed homes with potential that just need the right investor to bring them back to life.If you’ve been in the game long enough, you know that distressed properties can offer huge upside, but they also come with their own set of challenges.

Or maybe two bulls. 

The two of you together at 30k/month = 9mm.

It helps a lot with networking on here.Other than that, be a sponge and soak up as much content to learn the game.

.🔹 Example in Action:Rental income: $9,000PITI: $9,500 → DSCR <1 (not qualifying)Using $63,000 in assets → Adds $1,045 in incomeNew DSCR >1 → Higher LTV (80% instead of 75%)🔹 Why This Matters:✅ Helps investors qualify for better financing✅ Increases borrowing power and flexibility✅ Allows you to scale your portfolio fasterUnderstanding financing tools like this can be a game-changer for investors looking to maximize opportunities.