I know we won’t be able to avoid all backpedaling, but I don’t want to have to restructure later, transferring properties and missing documentation necessary for tax benefits because I didn’t know to save it. 

So if you do want a HELOC get it before you move out.HELOC - Pros: Fast cash, easy access, flexible; Cons: Floating rates or higher rates, less available equity as cash, short AMMO; use to take advantage of opportunities quickly then find long-term financing later, best to pay of quickly due to increased expense over other financing optionsCash Out Refi Mortgage - Pros: Excellent terms (low INT, long AMMO, higher LTV=more cash), stable/low INT rates; Con: SLOOOWWW to take out compared to HELOC, slower to reorganize/restructure or close out; generally these are good for financing other deals that are longer term and stabilized in nature. 

You mentioned this was an all cash sale but, might there be a way to re-structure the deal that wouldn't be as capital intensive?

Complete landscape restructure outdoors both in front and behind the units.

Otherwise, the wholesalers would need to restructure the deal to accommodate for your financing. 

A retirement plan may include restructuring your current mortgages to reduce the years in the loan term (i.e. going from a 30yr loan to a 15 year).

This is ok when times are good but the moment interest rates go back up and banks start restructuring their portfolios we're going to have a lot of investors not able to cover the debt service.

simple ascetics and financial restructuring Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I am re-structuring my wholesale business and I’m wanting to find a closing attorney to develop an ongoing business relationship with to handle all of my double closings in Washington state.

@Anthony Martinez it's a frustrating catch-22, because once you restructure the debt, your credit scores would improve.Conventional and jumbo lending is out the window.