He seems like a pretty likeable and well intentioned guy.I signed up for his book/audiobook and listened to it almost all the way through.After all that I decided to "reach out" to sign up for his protégé program.

When it comes to getting loans, which is pretty important for real estate investors, simple "mistakes" can make it so that you either don't qualify or you may qualify but with a higher interest rate or higher loan fees. 

Hopefully in a positive and helpful manner rather than judging and criticizing like some, which thankfully is pretty rare. 

You already have a pretty solid portfolio, so adding another property and generating more cash flow might accelerate your wealth in a way that the Roth can’t match, especially if you’re planning to transition to real estate full-time soon.The long-term game for you seems to be building that cash flow and equity in real estate, and it sounds like taking the hit on the Roth 401(k) could be worth it for the immediate returns.

That seems pretty low. 

I use travelers for almost all my STR policies. pretty solid insurance and good price

Also I assume Wimberley is still pretty tough on zoning I assume? 

Brian Burke's Hands Off Investor is a pretty good starting resource. 

The move would probably have to be pretty simultaneously with the refi.Seems like your best course of action would be to see: - How much the penalty would be to refi and move out of your home.

Flood zone AE here in Louisiana is pretty much inevitable.