The government of Costa Rica has a policy to limit development and doesn't invest much in infrastructure to bring tourism.

But they are slowly decreasing from the fast spike, as the market tries to make sense of rhetoric (100% tariffs on BRICS countries) vs understanding what the actual policy is. 

Simply use the signed leases to qualify the anticipated PITI.

The property is in a B-class neighborhood, and while I’m comfortable managing coliving setups, I’m curious about any potential nuances around refinancing and insurance for this type of property.Are there specific loan types or lending policies I should know when refinancing a rent-by-the-room property?

So you missing that investors are well compensated for the risk associated with the various policies/regulations. 

Do the Airbnb discounting, price a little under market, make sure your cleaning fees are at or below average, looser cancellation policies will all help.

Though USLI, one of the biggest umbrella policy providers, dropped my max coverage to $1M because I had pools.

@Jamie BanksI understand there are multiple parties: 1) displaced insurance policy holder (tenants)  2) ALE 3) The company that supplies all the furniture and install the washer and dryer. 

If you’re thinking of investing, I’d say Florida’s climate and landlord-friendly policies give it a real edge over many Midwest markets!

-Do you have the title report/commitment/policy?