@Asher M.Possible, yes but like your lender pointed out it's going to be difficult to pass the self-sufficiency test (SST) for a legal 3-4 unit property.

The real prohibitive costs come from the legal, compliance, and reporting requirements of registering a security.

Quote from @Ricky Reddin: Hello,This is my first post on the forum and trying to get some guidance on a situation.

•The estate itself is not necessarily a related party (since it’s a separate legal entity).

A buyer agreement is the legal document that provides the agent with the assurance that he/she will get paid if they work with you to complete a real estate transaction. 

Do not rely on it for legal advice.

Any advice or guidance would be greatly appreciated!

If you have a claim (and a pool is a ticking time bomb for a claim), your insurance company and their legal counsel will want you to provide all evidence of pool upkeep, including the grounds area.

If you want them to leave, provide them legal notice to leave.

Upon inspection the appraiser will see the crawl space and see it was a mobile home plus a HUD tag and public record.One of the requirements in mobile home financing is the property "Must" be on a concrete permanent foundation(in order to be real property) on top of that it requires concrete pillars, skirting and the "Well and Septic" dug and placed within legal distance from subject property.