I can likely do this loan, but in all fairness, with this type of loan I suspect a community bank is going to beat me out.

The home burns and the incredibly over taxed CA FAIR plan has either gone bankrupt or takes years to pay out.2.

I know this is above and beyond what most municipalities require, but being fair will make the whole process easier.Additionally, a new landlord can reduce the 60-90-day notice by offering more moving assistance (cash and/or labor) if they move sooner rather than later.

The property is in a great location,  close to stores, restaurants, fair grounds, freeway access, and less than a mile from hospital.

Fair question. 

There are also ways to go about mindset shifts if that's a serious issue, but I don't know, it sounds like you've spent time with this property, you know all about it, and you have a bunch of other stuff going on in life.For instance, you decide not to raise rent all the way to market rate....This is probably a good move if you hate maintenance calls and your tenants know to handle some maintenance themselves because they are getting a bargain deal.

And 10% is rich, but fair.

I've done fairly big renovations where in most cases, Im replacing almost everything in/on the house.

They will be your BOG (boots on the ground) to be able to view the property.I will say that I did buy my current primary residence abroad and it wasn't fairly complicated, I would just do some things differently than I had initially anticipated if that makes sense.

I’m a real estate investor and the owner of a fairly large property management firm here in Texas.