If a legal issue arises, only the assets owned by the LLC (the rental properties) are at risk, not your personal assets.

We can lend to series LLC's using commercial DSCR loans but it seems there is always some issue that arises.

Landlord and Tenant hereby waive all objections and causes of action arising out of or related to any change of address made by means other than certified mail. 2.

Since our goal is to scale in real estate and we do have the funds, we would prefer to minimize the deposits and invest into reno where necessary and keep the capital for now for improvements, if they arise.

Some people sitting on a pile of cash my find some nice opportunities arising. 

A property manager who is honest and transparent about both the good and the bad situations that arise can help build long-term trust and avoid unpleasant surprises.2.

And the other things, while you should plan for them with some monthly holdbacks, may only arise every couple years, like a plumbing leak, or an HVAC repair, or leak in the roof.  

Feel free to reach out if any questions arise, best of luck! 

And to echo the others, yes they always arise.  

You make $1800/mo, or $21,600/yr (before taxes, and of course assuming no unexpected expenses arise).  200k/21.6k - 9.26 yrs.