re-read my post David

I reread my post and I came off more negative than I intended.

I re-read the original post and I think I missed the point.My theory is if my returns on the my investment is higher than the debt interest rate, keep investing and pay off the debt at a minimum payments.

Begin with the basics, real estate basics like text books, RE schools, from there you can look to strategies, the basics and knowing what is acceptable, common practice in your area will keep you out of trouble, which is easy to get into in RE. Read

Will be rereading it & using it as a reference too.

Just reread that you are already here.We could learn this RE Inventing thing together

Re-read Tom Goans post where he encouraged thinking like the target.Tenants have a certain dollar amount that they are willing to spend on the rent - that's their budget.

obnoxious" was referring to the fact that my question back to you may have sounded obnoxious, though that wasn't the intent.Please reread my response:"As for sending an offer to Freddie Mac, where exactly do you plan to send it?

I just reread the IRS publication, and it looks like the 250k exemption gets prorated based on the percentage of 2 years that you lived there.

(assume that I'd be able to get qualified for the loan and that it would be "reasonable" to be able to pay back the 40K in the time specified)after re-reading, i assume the investor would need to be a lienholder from the beginner under any circumstance...but is that even possible, or would I have to buy the house "with" the investor, which i'd rather not do...also, do not dwell upon the legal details of the arrangement, i have people that I could do this with on a verbal contract not to mention a seperate written contract that protected their investment+interest in the event I sold the property for a gain...I'm much more concerned about the actual numbers/percentages and how realistic this proposition is from an investment standpoint, not a legal one..